ING with its more than 9 million private customers is third largest retail bank in Germany. The core business is savings, mortgages, brokerage, consumer loans and current accounts for private individuals.
The business model focuses on few and transparent products with low costs and a high cost efficiency. The German business magazine "€uro" awarded ING the title Germany's "Beliebteste Bank 2019" (most popular bank).
* Sum of customer deposits, consumer loans and brokerage volume
Currently, the rating agency Moody's scored the ING as follows:
- Hypothekenpfandbrief: AAA
- Long Term Counterparty Risk Assessment: Aa3
- Long Term Deposits: A2
- Outlook: stable
- Short Term Counterparty Risk Assessment: P-1
- Baseline Credit Assessment (BCA): A2
Rating documents in PDF format
Moody's Bank Rating
Moody's Covered Bond
Archive Performance Overview
ING was granted the license to issue Mortgage Pfandbriefe from the German authority BaFin – Bundesanstalt für Finanzdienstleistungsaufsicht in November 2010. On the 31st of May 2011, a programme for the issuance of Mortgage Pfandbriefe has been launched, out of which ING will issue its Pfandbriefe.
Starting the Pfandbrief issuance is the next milestone in the development of ING and reflects its position as a large mortgage financer in Germany. Mortgage Pfandbriefe are a further diversification of ING's funding mix. The main funding tool will remain the deposit business with more than 8 million private customers.
Further information about ING as an issuer can be found in the Investor Relations presentation as well as the other documents included on this website.
Funding / Cover Pool documents in PDF format
Archive §28 PfandBG Report
Funding / Investor Relations:
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