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Company profile

Facts

More than 9.5 million customers trust ING with their daily banking. It’s the bank with the third-largest customer base in Germany. Its core business includes savings accounts, mortgages, investment products, consumer loans and current accounts for private customers. For its lending business targeted at SMEs, ING uses the online platform Lendico while its Wholesale Banking segment provides banking solutions and services for large, multinational companies.

The bank’s business model is characterised by a strong focus on a few and transparent products with favorable conditions and high cost efficiency. The German business magazine "€uro" named ING “Germany's Beliebteste Bank 2020" (Germany’s most popular bank in 2020).

The key financial figures of ING Holding Deutschland GmbH at a glance

 
 
Total assets (in Mio. Euro)
Customer deposits (in Mio. Euro)
Loans and advances to customer (in Mio. Euro)
Equity (in Mio. Euro)
Profit before tax (in Mio. Euro)
Business volume* (in Mio. Euro)
Ø Number of employees
Mio. Euro
2019
176,192
139,503
118,943
8,680
1,352
318,142
5,295
Mio. Euro
2018
171,439
138,862
116,012
8,175
1,322
303,458
4,790
Mio. Euro
2017
162,658
133,685
113,838
8,212
1,272
287,569
4,778

The table contains the key figures of ING Holding Deutschland GmbH

* Sum of customer deposits, consumer and Wholesale Banking loans and brokerage volume

Key figures of ING-DiBa AG (historical data)

 
 
Total assets (in Mio. Euro)
Customer deposits (in Mio. Euro)
Loan and advances to customers (in Mio. Euro)
Equity (in Mio. Euro)
Profit before tax (in Mio. Euro)
Business volume* (in Mio. Euro)
Number of employees
Mio. Euro
2016
157,553
130,151
106,459
7,690
1,234
269,127
3,938
Mio. Euro
2015
143,977
121,126
97,943
7,206
1,115
240,714
3,749
Mio. Euro
2014
136,667
115,264
90,252
7,021
888
219,877
3,526
Mio. Euro
2013
127,338
107,332
85,396
6,228
691
204,292
3,357

The table contains the key figures of ING (IFRS).

* Sum of customer deposits, consumer and Wholesale Banking loans and brokerage volume

Rating

Rating overview of ING-DiBa AG
Currently, the rating agency Moody's scored the ING-DiBa AG as follows: 

  • Hypothekenpfandbrief: AAA
  • Long Term Counterparty Risk Assessment: Aa3
  • Long Term Deposits: A2
  • Outlook: stable
  • Short Term Counterparty Risk Assessment: P-1
  • Baseline Credit Assessment (BCA): A2
    Outlook: stable

 

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Funding

ING-DiBa AG was granted the license to issue Mortgage Pfandbriefe from the German authority BaFin – Bundesanstalt für Finanz­dienstleistungs­aufsicht in November 2010. On the 31st of May 2011, a programme for the issuance of Mortgage Pfandbriefe has been launched, out of which ING-DiBa AG will issue its Pfandbriefe.

Starting the Pfandbrief issuance is the next milestone in the development of ING-DiBa AG and reflects its position as a large mortgage financer in Germany. Mortgage Pfandbriefe are a further diversification of ING-DiBa AG's funding mix. The main funding tool will remain the deposit business with more than 8 million private customers.

Contact

Institutional Investors
Funding / Investor Relations:
Dieter Schreiner
Telephone +49 (0)69 / 27 222 69159
IR@ing.de

 

Corporate Communications
Media Relations:
Alexander Baumgart
Telephone +49 (0) 69 / 27 222 66145
alexander.baumgart@ing.de

 

Customers
Customers Service 24h
Telephone 069 / 50 500 105 

 

Wholesale Banking
Telephone +49 (0) 69 / 27 222 62591
http://www.ingwb.de

 

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