Company profile

Facts
ING with its more than 9 million private customers is third largest retail bank in Germany. The core business is savings, mortgages, brokerage, consumer loans and current accounts for private individuals.

The business model focuses on few and transparent products with low costs and a high cost efficiency. The German business magazine "€uro" awarded ING the title Germany's "Beliebteste Bank 2019" (most popular bank).

Financial Information

Financial Information of ING (IFRS)

Shareholder: ING Deutschland GmbH, Frankfurt am Main

* Sum of customer deposits, consumer loans and brokerage volume

Rating

Rating overview
Currently, the rating agency Moody's scored the ING as follows:

Hypothekenpfandbrief: AAA
Long Term Counterparty Risk Assessment: Aa3
Long Term Deposits: A2
Outlook: stable
Short Term Counterparty Risk Assessment: P-1
Baseline Credit Assessment (BCA): A2
Outlook: stable

Rating documents in PDF format

Moody's Bank Rating

Moodys Special Comment German Banks Rating

Credit Opinion 04-06-2019

Credit Opinion 25-02-2019

Credit Opinion 12-12-2018

Credit Opinion 10-07-2018

Credit Opinion 21-12-2017
Credit Opinion 05-07-2017
Credit Opinion 27-01-2017
Credit Opinion 02-08-2016

Moody's Covered Bond

Performance Overview 30-09-2019

Performance Overview 30-06-2019

Performance Overview 31-03-2019

Performance Overview 31-12-2018

Credit Opinion 25-11-2019

New Issue Report 23-01-2014

Archive Performance Overview

Performance Overview 30-09-2018

Performance Overview 30-06-2018

Performance Overview 31-03-2018

Performance Overview 31-12-2017

Performance Overview 30-09-2017

Performance Overview 30-06-2017

Performance Overview 31-03-2017

Performance Overview 31-12-2016

Performance Overview 30-09-2016

Performance Overview 30-06-2016

Performance Overview 31-12-2015

Performance Overview 30-09-2015

Performance Overview 31-06-2015

Performance Overview 31-03-2015

Performance Overview 31-12-2014

Performance Overview 30-09-2014

Performance Overview 30-06-2014

Performance Overview 31-03-2014

Performance Overview 31-12-2013

Performance Overview 30-09-2013

Performance Overview 30-06-2013

Performance Overview 31-12-2012

Performance Overview 30-09-2012

Performance Overview 30-06-2012

Performance Overview 31-03-2012

Performance Overview 31-12-2011

Performance Overview 30-09-2011

Performance Overview 30-06-2011

Funding

Informationen zum Funding der ING

ING was granted the license to issue Mortgage Pfandbriefe from the German authority BaFin – Bundesanstalt für Finanzdienstleistungsaufsicht in November 2010. On the 31st of May 2011, a programme for the issuance of Mortgage Pfandbriefe has been launched, out of which ING will issue its Pfandbriefe.

Starting the Pfandbrief issuance is the next milestone in the development of ING and reflects its position as a large mortgage financer in Germany. Mortgage Pfandbriefe are a further diversification of ING's funding mix. The main funding tool will remain the deposit business with more than 8 million private customers.

Further information about ING as an issuer can be found in the Investor Relations presentation as well as the other documents included on this website.