Investor Relations (en) - ING

Company profile

Facts

With more than 10 million customers, ING Germany is the third-largest bank in Germany. Our core products are current accounts, residential mortgages, savings, consumer loans and securities. Our Business Banking segment is aimed at small and medium-sized enterprises and self-employed individuals, offering them a business account, an interest-bearing call deposit account, and loans. In Wholesale Banking, we offer banking services to large, international companies. With almost 5,000 colleagues, we are located in Frankfurt am Main (headquarters), Berlin, Hanover and Nuremberg.

The key financial figures of ING Holding Deutschland GmbH at a glance

	2024	2023	2022	2021	2020
Total assets (in Mio. Euro)	200,443	195,498	198,189	181,897	190,070
Customer deposits (in Mio. Euro)	152,628	145,224	138,895	136,005	145,608
Loans and advances to customer (in Mio. Euro)	141,568	132,588	126,012	127,476	121,698
Equity (in Mio. Euro)	10,462	10,101	9,178	9,301	9,240
Profit before tax (in Mio. Euro)	2,119	2,466	1,040	1,169	1,042
Business volume* (in Mio. Euro)	421,187	386,981	358,752	357,174	338,376
Ø Number of employees	5,835	5,886	5,972	6,043	5,762

The table contains the key figures of ING Holding Deutschland GmbH.

*Sum of customer deposits, consumer and Wholesale Banking loans and brokerage volume.

Annual Reports 2010 to 2023

Rating

Rating overview of ING-DiBa AG
Currently, the rating agency Moody's scored the ING-DiBa AG as follows:

Hypothekenpfandbrief: AAA
Long Term Counterparty Risk Assessment: Aa3
Long Term Deposits: A2
Outlook: stable
Short Term Counterparty Risk Assessment: P-1
Baseline Credit Assessment (BCA): A3
Outlook: stable

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Rating documents in PDF format

Moody's Bank Rating

Credit Opinion 06-12-2024 (PDF, 148 KB)

Archive Credit Opinion

Moody's Covered Bond

Performance Overview 31-03-2025

Performance Overview 31-12-2024

Performance Overview 30-09-2024

Performance Overview 30-06-2024

Performance Overview 31-03-2024

Archive Performance Overview

Credit Opinion 25-11-2019

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Funding

Funding Information of ING-DiBa AG

ING-DiBa AG was granted the license to issue Mortgage Pfandbriefe from the German authority BaFin – Bundesanstalt für Finanzdienstleistungsaufsicht in November 2010. On the 31st of May 2011, a programme for the issuance of Mortgage Pfandbriefe has been launched, out of which ING-DiBa AG will issue its Pfandbriefe.

Starting the Pfandbrief issuance is the next milestone in the development of ING-DiBa AG and reflects its position as a large mortgage financer in Germany. Mortgage Pfandbriefe are a further diversification of ING-DiBa AG's funding mix. The main funding tool will remain the deposit business with private customers.